Interest Rates:

What are the current interest rates?

The current Toi Tupu interest rates for 01 October 2019 - 31 December 2019 are:

  • BKBM (as at 1st October 2019): 1.125%

  • Basic Rate (BKBM + 2%): 3.125%

  • Bonus Rate (BKBM + 4%): 5.125%

Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.

Any interest earned will be taxed at your nominated tax rate.


What if my tax rate is incorrect?

If you believe your tax rate is incorrect, you can change this by:

What could my deposits look like in future?

The calculator below will help give you an estimate of how much your savings could grow over time.


For any enquiries please refer to the Frequently Asked Questions or email us at