What are the current interest rates?
The current Toi Tupu interest rates for 01 Jan 2019 - 31 March 19 are:
BKBM (as at 1st January 2019): 1.955%
Basic Rate (BKBM + 2%): 3.955%
Bonus Rate (BKBM + 4%): 5.955%
Each Deposit will earn the Basic Rate for the first 12 months, after which the Bonus Rate will apply.
Any interest earned will be taxed at the tax-rate you nominated when you enrolled.
What if my tax rate is incorrect?
If you believe your tax rate is incorrect, you can change this by:
What could my deposits look like in future?
The calculator below will help give you an estimate of how much your savings could grow over time.